Are you on the lookout for the leading fintech companies globally? Your search ends here! In this article, we present a comprehensive review and curated list of the top 20 fintech companies that are revolutionizing the financial landscape. With unique insights into each company’s offerings and notable achievements, we aim to provide you with a thorough understanding of their strengths and help you make an informed decision.
As you delve into this article, you’ll find detailed reviews of each fintech company, highlighting their industry reputation, technological advancements, and customer satisfaction. Whether you’re an investor seeking disruptive financial technologies or a consumer in need of innovative financial solutions, our in-depth analysis will equip you with the knowledge to choose the perfect fintech partner. We examine factors such as their global reach, specialized services, and commitment to security, ensuring you find the ideal fintech company that aligns with your unique requirements.
Join us on this exciting journey as we uncover the top 20 fintech companies that are reshaping the financial landscape with their cutting-edge technologies and exceptional services. With our comprehensive reviews and exclusive insights, you’ll be empowered to select the fintech partner that will drive your financial goals and aspirations to new heights.
Complete List of Top Fintech Companies
Stripe is a fintech company that provides businesses of all sizes with payment and financial infrastructure. Founded in 2010 by brothers John and Patrick Collison, the company allows merchants to accept payments online, in-person, and through mobile applications. Stripe’s services include payment processing, fraud prevention, analytics tools, invoicing solutions, and more. It also has partnerships with an extensive list of technology companies for custom integrations.
Square is a publicly trusted fintech firm offering sellers a range of integrated services including point-of-sale (POS) devices for online and offline transactions as well as ecommerce solutions such as QuickBooks Online integration for bookkeeping needs. Its Square Reader allows users to take payments via credit card, Apple Pay and Google Pay. The company also provides mobile invoicing, loyalty programs, employee management tools, analytics reports and financing services through its Cash App.
PayPal is a leading fintech firm providing digital payments solutions to online merchants since 1998. It enables customers to send money and make purchases using their email address or mobile phone number. PayPal is integrated with over 20 million merchants worldwide for ecommerce transactions as well as in-person payments via its Venmo service. Its range of services includes payment processing, fraud prevention, global payments acceptance, currency conversion and more.
Robinhood is an online investing platform founded in 2013 that allows users to buy and sell stocks, ETFs, options and cryptocurrency without paying any commission fees. It also offers educational resources like stock market data and analysis tools for new investors. The company is best known for its mobile app that features a gamified experience where users can purchase stocks with virtual currency called “Robinhood Gold”.
Ant Group is a financial services provider founded in 2014 as an affiliate of Alibaba Group Holding Limited. The company provides payments processing solutions for merchants including payment gateway services, digital wallets, merchant loans and insurance products. Its Alipay service is the leading mobile payment platform in China with over 700 million users worldwide. Ant Group also operates the world’s largest money-market fund, Yu’e Bao.
Revolut is a digital banking service that offers users access to a prepaid debit card and online banking facilities. Founded in 2015, the company’s services include international payments, currency exchange, peer-to-peer transfers and cryptocurrency trading. It also provides financial products such as loans and savings accounts to customers in Europe, North America and Australia.
Coinbase is one of the world’s largest cryptocurrency exchanges with over 20 million users worldwide. The platform enables users to buy, sell and store major cryptocurrencies like Bitcoin, Ethereum and Litecoin as well as convert them into fiat currencies like US dollars and Euros. Coinbase was founded in 2012 by Brian Armstrong and Fred Ehrsam and is headquartered in San Francisco.
TransferWise (now Wise)
TransferWise, now known as Wise, is a digital remittance service that enables users to send money internationally at low cost. It was founded in 2011 by Taavet Hinrikus and Kristo Kaarman with the goal of disrupting traditional banking services. The company has since grown to become one of the best known international payments providers and now offers a suite of financial products including borderless bank accounts, debit cards and currency exchange tools.
SoFi is an online personal finance platform focused on student loan refinancing, wealth management, mortgages and investments. Founded in 2011, it became the first company to offer refinancing loans for student debt. The company offers users access to financial advisors, online tools and private banking services, along with a referral program that allows them to earn rewards for recommending SoFi products to friends.
Adyen is a payments processor that enables merchants to accept credit card, debit card and alternative payment methods such as Apple Pay and Google Pay. Founded in 2006 by Pieter van der Does and Arnout Schuijff, Adyen has grown to become one of the leading players in the digital payments industry. It provides businesses with integrated solutions such as checkout experiences for customers, fraud prevention tools, reporting capabilities and more.
Plaid is a financial technology platform designed to connect banks and financial services to fintech applications. Founded in 2013 by Zach Perret and William Hockey, the company provides APIs that enable developers to create applications for customers to manage their bank accounts and investments. Plaid’s services include identity verification, transaction categorization, account linking and more.
N26 is an online banking service founded in 2013 with over 5 million customers across Europe. The company’s app-based banking platform allows users to open bank accounts instantly with no paperwork or wait times. It also offers other features such as budgeting tools, credit cards and money transfers at low cost. N26 recently launched its business accounts in partnership with mastercard.
Klarna is a Swedish fintech company providing payment solutions for online and offline merchants. Founded in 2005, Klarna offers customers flexibility when making payments such as ‘buy now, pay later’ options and installment plans. It also provides fraud protection services, invoicing services, loyalty programs and analytics tools to merchants.
Funding Circle is an online lending platform that connects small businesses with investors looking to lend money. Founded in 2010 by Samir Desai, James Meekings and Andrew Mullinger, the company provides business owners access to capital ranging from £10k-£150 million for term loans or debt consolidation at competitive rates. It also offers advice and guidance for businesses throughout the loan process.
Monzo is a challenger bank founded in 2015 that provides app-based current accounts, savings accounts, debit cards and overdrafts to customers in the UK. The company’s digital banking platform allows users to manage their finances more efficiently with features such as spending insights, budgeting tools and easy transfers between accounts. Monzo has become one of the most popular banks in the UK due to its convenience and user friendly interface.
Betterment is an online financial advisor founded in 2008 that enables investors to create personalized portfolios based on their risk tolerance, time horizon and goals. It provides users access to managed portfolios of stocks and bonds as well as access to advanced financial planning tools. Betterment also offers retirement accounts and cash management services such as savings accounts and CDs.
Wealthfront is a digital wealth management firm that provides automated portfolio management services to investors. Founded in 2011 by Andy Rachleff, it enables users to set up their investments with just a few clicks and manage them from any device using its intuitive dashboard. Wealthfront also offers tax-loss harvesting, free checking and cash back on purchases made with its debit card.
Lemonade is an insurance technology company founded in 2015 that offers customers homeowners, renters and pet insurance online at low cost. The company provides access to its digital platform and app which enables users to customize their coverage, file claims quickly and get reimbursed within minutes. Lemonade also offers an AI assistant called Maya that helps customers manage their policies.
Root Insurance is a mobile insurance provider founded in 2015 that uses data science and machine learning algorithms to personalize auto insurance rates for drivers. The company’s smartphone app collects driving data from customers such as speed, acceleration and braking patterns in order to provide quotes based on individual risk profiles. It also provides discounts for good driving behavior and features such as roadside assistance.
Chime is an online banking service designed to help customers save money while managing their finances easily. Founded customers with an intuitive platform to quickly purchase and manage their policies and file claims. Lemonade also offers charitable giving features that allow users to donate a portion of their unused premiums to causes they care about.
Root Insurance is an auto insurance provider founded in 2015 that uses data from smartphone sensors, telematics and AI to provide personalized quotes for drivers. It enables users to compare rates from different insurers, get discounts based on driving behaviour and set up payments online or through the app. Root also offers accident forgiveness, roadside assistance and 24/7 customer support.
Chime is a mobile banking service founded in 2013 focused on improving financial health by providing low-cost checking and savings accounts as well as access to financial planning tools such as budgeting and saving goals. Customers can also use the Chime app to send money, manage their spending and pay bills. The company also offers Visa debit cards with no fees or overdraft charges.
Through its innovative services, Chime has become one of the most popular fintech companies in the world with over 8 million customers. It is backed by major venture capital firms such as Sequoia Capital, Andreessen Horowitz and Coatue Management.