20 Trusted High Risk Auto Insurance Companies in 2023
In search of high risk auto insurance? Look no further! This comprehensive article provides detailed information and reviews on the top 20 high risk auto insurance companies that cater to drivers with challenging circumstances. Whether you have a history of accidents, violations, or other risk factors, our curated list and unique insights will guide you towards the ideal insurance provider that meets your specific needs.
As you explore this article, you’ll find in-depth reviews of each high risk auto insurance company, showcasing their expertise in covering drivers with unique circumstances. We delve into essential factors such as coverage options, affordability, customer service, and claims handling. Our comprehensive analysis provides valuable insights into each company’s offerings, helping you make an informed decision and secure the necessary coverage for your high-risk driving profile.
Join us on this informative journey as we unveil the top 20 high risk auto insurance companies that have excelled in providing specialized coverage and support to drivers facing challenging circumstances. With our detailed reviews and exclusive information, you’ll be empowered to select the perfect high risk auto insurance provider that offers comprehensive coverage and peace of mind on the road.

Complete List of Top High Risk Auto Insurance Companies
The General
The General is a nationwide auto insurance company that offers several types of coverage for high-risk drivers. They provide comprehensive and collision coverage, liability protection, medical payments, uninsured motorist coverage, rental reimbursement, and more. The General also provides flexible payment plans with same-day processing to make sure your policy is in force as soon as possible. With over 50 years of experience in the industry, The General is a trusted name when it comes to high risk auto insurance.
Dairyland Insurance
Dairyland Insurance provides auto insurance specifically for high-risk drivers across the United States. They offer competitive rates and flexible payment options, including online bill pay and electronic funds transfer (EFT). Coverage includes bodily injury/property damage, uninsured motorist coverage, medical payments, liability protection, towing and rental reimbursement. Dairyland also specializes in SR-22 filing service for drivers who need it to meet state driving requirements.
Infinity Insurance
Infinity Insurance is one of the most trusted auto insurance companies offering high risk insurance coverage across the United States. They provide comprehensive and collision coverage as well as other options like uninsured motorist protection and personal injury protection. Infinity prides itself on its commitment to customer satisfaction, offering a variety of discounts and flexible payment plans to make sure you get the best possible rate.
Safe Auto
Safe Auto provides affordable auto insurance for high-risk drivers. They offer a range of policies from liability only to comprehensive and collision coverage, as well as uninsured motorist protection and other optional coverages. Safe Auto makes sure your policy is in force quickly by providing same-day processing of applications and payments. They also provide flexible payment plans to make their auto insurance affordable for everyone.
Titan Insurance
Titan Insurance is a nationwide provider of auto insurance specifically designed for high risk drivers. Their policies include liability protection, medical payments, comprehensive and collision coverage as well as additional options like rental reimbursement and roadside assistance. Titan provides quick claim service with their 24/7 customer support team, plus money-saving discounts on certain policies for qualified drivers.
Kemper Specialty
Kemper Specialty offers specialized auto insurance coverage for high risk drivers. They offer competitive rates and same-day processing of applications and payments. Their policies include liability protection, collision coverage, uninsured motorist coverage, medical payments, rental reimbursement, and more. Kemper Specialty also offers additional services such as SR-22 filing to make sure you stay in compliance with state driving requirements.
GAINSCO Auto Insurance
GAINSCO Auto Insurance provides specialized auto insurance specifically designed for high risk drivers. Their policies provide comprehensive and collision coverage as well as other optional coverages like roadside assistance and rental reimbursement. GAINSCO also offers money-saving discounts on select policies for qualified applicants. Plus, they have a team of experienced agents available 24/7 that can answer any questions you may have about your policy.
Direct Auto Insurance
Direct Auto Insurance provides specialized auto insurance for high risk drivers across the United States. Their policies include comprehensive and collision coverage, liability protection, medical payments, uninsured motorist coverage, rental reimbursement, and more. Direct Auto also offers flexible payment plans with same-day processing to make sure that your policy is in force quickly.
Serenity Insurance
Serenity Insurance is a nationwide provider of auto insurance specifically designed for high risk drivers. They offer several types of coverage including liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, roadside assistance, and more. Serenity also has a team of experienced agents available 24/7 to answer any questions you may have about your policy.
Freeway Insurance
Freeway Insurance is a nationwide provider of auto insurance specifically designed for high risk drivers. Their policies include comprehensive and collision coverage, liability protection, medical payments, uninsured motorist coverage, rental reimbursement, and more. Freeway also offers flexible payment plans with same-day processing to make sure that your policy is in force quickly. In addition, they provide money-saving discounts on certain policies for qualified applicants.
Cure Auto Insurance
Cure Auto Insurance provides specialized auto insurance for high risk drivers across the United States. Their policies include comprehensive and collision coverage as well as other optional coverages like roadside assistance and rental reimbursement. Cure Auto also offers money-saving discounts on select policies for qualified applicants. Plus, they have a team of experienced agents available 24/7 that can answer any questions you may have about your policy.
Good2Go Auto Insurance
Good2Go Auto Insurance provides affordable auto insurance specifically designed for high risk drivers. They offer several types of coverage including liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, towing and rental reimbursement. Good2Go also offers same-day processing of applications and payments to make sure your policy is in force quickly.
Acceptance Insurance
Acceptance Insurance provides auto insurance specifically for high-risk drivers across the United States. Their policies include liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, roadside assistance, and more. Acceptance also offers money-saving discounts on select policies for qualified applicants. Plus, they have a team of experienced agents available 24/7 that can answer any questions you may have about your policy.
Serenity Group
Serenity Group is a nationwide provider of auto insurance specifically designed for high risk drivers. Their policies include liability protection, medical payments, comprehensive and collision coverage as well as other optional coverages like rental reimbursement and towing services. Serenity also provides same-day processing of applications and payments to make sure your policy is in force quickly.
Freedom National
Freedom National offers specialized auto insurance specifically designed for high risk drivers. Their policies provide comprehensive and collision coverage as well as other optional coverages like roadside assistance and rental reimbursement. Freedom National also offers money-saving discounts on select policies for qualified applicants, plus their team of experienced agents are available 24/7 to answer any questions you may have about your policy.
Ocean Harbor Casualty Insurance
Ocean Harbor Casualty Insurance provides auto insurance specifically for high-risk drivers across the United States. Their policies include liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, roadside assistance, and more. Ocean Harbor also offers same-day processing of applications and payments to make sure that your policy is in force quickly.
National General Insurance
National General Insurance provides specialized auto insurance for high risk drivers across the United States. Their policies include comprehensive and collision coverage, liability protection, medical payments, uninsured motorist coverage, rental reimbursement, and more. National General also offers flexible payment plans with same-day processing to make sure that your policy is in force quickly.
Mendota Insurance
Mendota Insurance is a nationwide provider of auto insurance specifically designed for high risk drivers. They offer several types of coverage including liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, roadside assistance, and more. Mendota also has a team of experienced agents available 24/7 to answer any questions you may have about your policy.
Access Insurance
Access Insurance provides specialized auto insurance for high risk drivers across the United States. Their policies include comprehensive and collision coverage, liability protection, medical payments, uninsured motorist coverage, rental reimbursement, and more. Access also offers flexible payment plans with same-day processing to make sure that your policy is in force quickly.
Elephant Auto Insurance
Elephant Auto Insurance provides affordable auto insurance specifically designed for high risk drivers. They offer several types of coverage including liability protection, medical payments, comprehensive and collision coverage, uninsured motorist protection, roadside assistance, and more. Elephant also offers money-saving discounts on select policies for qualified applicants. Plus they have a team of experienced agents available 24/7 that can answer any questions you may have about your policy.
All of these companies provide quality and reliable auto insurance for high risk drivers. They have all the necessary features to help protect you while also offering cost-saving discounts. Be sure to compare rates and shop around before making your decision on which company to choose.